Chicago
Philadelphia

Chicago vs Philadelphia — Cost of Living Comparison

Chicago
United States
VS
Philadelphia
United States
Estimated average living costs are ~13% lower in Philadelphia

Chicago

$3,200

avg. monthly cost

Population

2,693,976

Safety

42/100

Quality

58/100

Cost
78
Safety
42
Life
58

Philadelphia

$2,800

avg. monthly cost

Population

1,600,000

Safety

42/100

Quality

55/100

Cost
72
Safety
42
Life
55

Data last updated:

Compare Two Cities

Estimated average living costs are ~13% lower in Philadelphia

Overall Monthly Cost Comparison

Chicago

$3,200

estimated per month

Philadelphia

$2,800

estimated per month

Difference

-12.5%

Monthly savings

$400

Yearly savings

$4,800

Figures shown are estimated averages for general comparison purposes only and may not reflect individual spending patterns.

Cost Comparison by Category

Monthly averages side by side

Estimated Salary Equivalency (Informational)

What you'd need to earn for the same lifestyle

This calculation provides an estimated comparison based on average living costs and does not represent financial or employment advice.

$/year (USD)

$65,625

-$9,375/year (USD)

Salary equivalency figures are illustrative estimates only and should not be used for employment, negotiation, or financial planning decisions.

Detailed Category Breakdown

Item-by-item price comparison across 7 categories

ItemChicagoPhiladelphiaDiff
1-Bedroom Apartment (City Center)(per month)
$2,100.00$1,800.00
-14.3%
1-Bedroom Apartment (Outside Center)(per month)
$1,450.00$1,200.00
-17.2%
3-Bedroom Apartment (City Center)(per month)
$4,200.00$3,200.00
-23.8%
3-Bedroom Apartment (Outside Center)(per month)
$2,600.00$2,000.00
-23.1%
ItemChicagoPhiladelphiaDiff
Meal at Inexpensive Restaurant(per meal)
$20.00$18.00
-10.0%
Meal for 2 at Mid-Range Restaurant(per meal)
$85.00$80.00
-5.9%
McMeal at McDonald's(per meal)
$10.00$10.50
+5.0%
Milk (1 liter)(per liter)
$1.15$1.25
+8.7%
Bread (500g loaf)(per loaf)
$3.60$3.50
-2.8%
Rice (1 kg)(per kg)
$4.50$4.80
+6.7%
Eggs (12)(per dozen)
$4.00$4.20
+5.0%
Chicken Breast (1 kg)(per kg)
$12.00$12.00
0.0%
Apples (1 kg)(per kg)
$5.00$5.00
0.0%
Banana (1 kg)(per kg)
$1.65$1.80
+9.1%
ItemChicagoPhiladelphiaDiff
Monthly Public Transit Pass(per month)
$105.00$96.00
-8.6%
One-Way Ticket (Local Transport)(per trip)
$2.50$2.50
0.0%
Taxi Start (Normal Tariff)(base fare)
$3.25$2.70
-16.9%
Taxi 1km (Normal Tariff)(per km)
$1.80$1.80
0.0%
Gasoline (1 liter)(per liter)
$1.00$0.98
-2.0%
ItemChicagoPhiladelphiaDiff
Basic Utilities (85m² Apt)(per month)
$155.00$165.00
+6.5%
Mobile Phone Plan(per month)
$48.00$48.00
0.0%
Internet (60 Mbps+)(per month)
$60.00$60.00
0.0%
ItemChicagoPhiladelphiaDiff
Doctor Visit(per visit)
$200.00$210.00
+5.0%
Dentist Visit(per visit)
$165.00$175.00
+6.1%
Prescription Medicine (avg)(per prescription)
$45.00$45.00
0.0%
ItemChicagoPhiladelphiaDiff
Fitness Club Monthly(per month)
$45.00$55.00
+22.2%
Cinema Ticket(per ticket)
$15.00$14.00
-6.7%
Cappuccino(per cup)
$4.75$4.75
0.0%
Beer (0.5l) at Restaurant(per glass)
$7.00$7.00
0.0%
ItemChicagoPhiladelphiaDiff
Pair of Jeans (Levi's)(per pair)
$48.00$48.00
0.0%
Summer Dress (Chain Store)(per item)
$38.00$36.00
-5.3%
Running Shoes (Nike, Adidas)(per pair)
$85.00$85.00
0.0%

Category values are aggregated estimates and may vary by neighborhood, lifestyle, and market conditions.

Frequently asked questions: Chicago vs Philadelphia

Is Chicago or Philadelphia more expensive?
Chicago is more expensive, with a cost of living index of 78 compared with 72 for Philadelphia.
How much cheaper is Philadelphia than Chicago?
Living in Philadelphia is around 8% cheaper than Chicago, based on their overall cost of living indices.
What is the cost of living difference between Chicago and Philadelphia?
Chicago scores 78 out of 100 on our cost of living index, while Philadelphia scores 72 — where New York City equals 100.