Chicago
Phoenix

Chicago vs Phoenix — Cost of Living Comparison

Chicago
United States
VS
Phoenix
United States
Estimated average living costs are ~22% lower in Phoenix

Chicago

$3,200

avg. monthly cost

Population

2,693,976

Safety

42/100

Quality

58/100

Cost
78
Safety
42
Life
58

Phoenix

$2,500

avg. monthly cost

Population

1,650,000

Safety

48/100

Quality

58/100

Cost
65
Safety
48
Life
58

Data last updated:

Compare Two Cities

Estimated average living costs are ~22% lower in Phoenix

Overall Monthly Cost Comparison

Chicago

$3,200

estimated per month

Phoenix

$2,500

estimated per month

Difference

-21.9%

Monthly savings

$700

Yearly savings

$8,400

Figures shown are estimated averages for general comparison purposes only and may not reflect individual spending patterns.

Cost Comparison by Category

Monthly averages side by side

Estimated Salary Equivalency (Informational)

What you'd need to earn for the same lifestyle

This calculation provides an estimated comparison based on average living costs and does not represent financial or employment advice.

$/year (USD)

$58,594

-$16,406/year (USD)

Salary equivalency figures are illustrative estimates only and should not be used for employment, negotiation, or financial planning decisions.

Detailed Category Breakdown

Item-by-item price comparison across 7 categories

ItemChicagoPhoenixDiff
1-Bedroom Apartment (City Center)(per month)
$2,100.00$1,550.00
-26.2%
1-Bedroom Apartment (Outside Center)(per month)
$1,450.00$1,100.00
-24.1%
3-Bedroom Apartment (City Center)(per month)
$4,200.00$2,600.00
-38.1%
3-Bedroom Apartment (Outside Center)(per month)
$2,600.00$1,800.00
-30.8%
ItemChicagoPhoenixDiff
Meal at Inexpensive Restaurant(per meal)
$20.00$17.00
-15.0%
Meal for 2 at Mid-Range Restaurant(per meal)
$85.00$70.00
-17.6%
McMeal at McDonald's(per meal)
$10.00$10.00
0.0%
Milk (1 liter)(per liter)
$1.15$1.15
0.0%
Bread (500g loaf)(per loaf)
$3.60$3.40
-5.6%
Rice (1 kg)(per kg)
$4.50$4.50
0.0%
Eggs (12)(per dozen)
$4.00$4.00
0.0%
Chicken Breast (1 kg)(per kg)
$12.00$11.50
-4.2%
Apples (1 kg)(per kg)
$5.00$4.80
-4.0%
Banana (1 kg)(per kg)
$1.65$1.70
+3.0%
ItemChicagoPhoenixDiff
Monthly Public Transit Pass(per month)
$105.00$64.00
-39.0%
One-Way Ticket (Local Transport)(per trip)
$2.50$2.00
-20.0%
Taxi Start (Normal Tariff)(base fare)
$3.25$2.80
-13.8%
Taxi 1km (Normal Tariff)(per km)
$1.80$1.70
-5.6%
Gasoline (1 liter)(per liter)
$1.00$0.95
-5.0%
ItemChicagoPhoenixDiff
Basic Utilities (85m² Apt)(per month)
$155.00$185.00
+19.4%
Mobile Phone Plan(per month)
$48.00$48.00
0.0%
Internet (60 Mbps+)(per month)
$60.00$58.00
-3.3%
ItemChicagoPhoenixDiff
Doctor Visit(per visit)
$200.00$200.00
0.0%
Dentist Visit(per visit)
$165.00$160.00
-3.0%
Prescription Medicine (avg)(per prescription)
$45.00$42.00
-6.7%
ItemChicagoPhoenixDiff
Fitness Club Monthly(per month)
$45.00$45.00
0.0%
Cinema Ticket(per ticket)
$15.00$13.00
-13.3%
Cappuccino(per cup)
$4.75$4.50
-5.3%
Beer (0.5l) at Restaurant(per glass)
$7.00$6.50
-7.1%
ItemChicagoPhoenixDiff
Pair of Jeans (Levi's)(per pair)
$48.00$45.00
-6.2%
Summer Dress (Chain Store)(per item)
$38.00$34.00
-10.5%
Running Shoes (Nike, Adidas)(per pair)
$85.00$82.00
-3.5%

Category values are aggregated estimates and may vary by neighborhood, lifestyle, and market conditions.

Frequently asked questions: Chicago vs Phoenix

Is Chicago or Phoenix more expensive?
Chicago is more expensive, with a cost of living index of 78 compared with 65 for Phoenix.
How much cheaper is Phoenix than Chicago?
Living in Phoenix is around 17% cheaper than Chicago, based on their overall cost of living indices.
What is the cost of living difference between Chicago and Phoenix?
Chicago scores 78 out of 100 on our cost of living index, while Phoenix scores 65 — where New York City equals 100.