London
Munich

London vs Munich — Cost of Living Comparison

London
United Kingdom
VS
Munich
Germany
Estimated average living costs are ~18% lower in Munich

London

$3,850

avg. monthly cost

Population

8,982,000

Safety

55/100

Quality

70/100

Cost
92
Safety
55
Life
70

Munich

$3,150

avg. monthly cost

Population

1,472,000

Safety

75/100

Quality

82/100

Cost
76
Safety
75
Life
82

Data last updated:

Compare Two Cities

Estimated average living costs are ~18% lower in Munich

Overall Monthly Cost Comparison

London

$3,850

estimated per month

Munich

$3,150

estimated per month

Difference

-18.2%

Monthly savings

$700

Yearly savings

$8,400

Figures shown are estimated averages for general comparison purposes only and may not reflect individual spending patterns.

Cost Comparison by Category

Monthly averages side by side

Estimated Salary Equivalency (Informational)

What you'd need to earn for the same lifestyle

This calculation provides an estimated comparison based on average living costs and does not represent financial or employment advice.

$/year (USD)

$61,364

-$13,636/year (USD)

Salary equivalency figures are illustrative estimates only and should not be used for employment, negotiation, or financial planning decisions.

Detailed Category Breakdown

Item-by-item price comparison across 7 categories

ItemLondonMunichDiff
1-Bedroom Apartment (City Center)(per month)
$2,200.00$1,500.00
-31.8%
1-Bedroom Apartment (Outside Center)(per month)
$1,550.00$1,050.00
-32.3%
3-Bedroom Apartment (City Center)(per month)
$3,900.00$2,800.00
-28.2%
3-Bedroom Apartment (Outside Center)(per month)
$2,600.00$1,900.00
-26.9%
ItemLondonMunichDiff
Meal at Inexpensive Restaurant(per meal)
$18.00$14.00
-22.2%
Meal for 2 at Mid-Range Restaurant(per meal)
$80.00$60.00
-25.0%
McMeal at McDonald's(per meal)
$9.00$10.00
+11.1%
Milk (1 liter)(per liter)
$1.30$1.15
-11.5%
Bread (500g loaf)(per loaf)
$1.40$1.60
+14.3%
Rice (1 kg)(per kg)
$1.80$1.80
0.0%
Eggs (12)(per dozen)
$3.20$3.00
-6.3%
Chicken Breast (1 kg)(per kg)
$8.50$9.00
+5.9%
Apples (1 kg)(per kg)
$2.50$2.50
0.0%
Banana (1 kg)(per kg)
$1.40$1.60
+14.3%
ItemLondonMunichDiff
Monthly Public Transit Pass(per month)
$185.00$62.00
-66.5%
One-Way Ticket (Local Transport)(per trip)
$3.50$3.50
0.0%
Taxi Start (Normal Tariff)(base fare)
$4.50$4.50
0.0%
Taxi 1km (Normal Tariff)(per km)
$2.20$2.30
+4.5%
Gasoline (1 liter)(per liter)
$1.85$1.85
0.0%
ItemLondonMunichDiff
Basic Utilities (85m² Apt)(per month)
$250.00$290.00
+16.0%
Mobile Phone Plan(per month)
$25.00$18.00
-28.0%
Internet (60 Mbps+)(per month)
$38.00$33.00
-13.2%
ItemLondonMunichDiff
Doctor Visit(per visit)
$75.00$35.00
-53.3%
Dentist Visit(per visit)
$95.00$65.00
-31.6%
Prescription Medicine (avg)(per prescription)
$12.00$8.00
-33.3%
ItemLondonMunichDiff
Fitness Club Monthly(per month)
$55.00$40.00
-27.3%
Cinema Ticket(per ticket)
$16.00$13.00
-18.7%
Cappuccino(per cup)
$4.50$3.80
-15.6%
Beer (0.5l) at Restaurant(per glass)
$7.50$4.80
-36.0%
ItemLondonMunichDiff
Pair of Jeans (Levi's)(per pair)
$78.00$80.00
+2.6%
Summer Dress (Chain Store)(per item)
$42.00$38.00
-9.5%
Running Shoes (Nike, Adidas)(per pair)
$95.00$95.00
0.0%

Category values are aggregated estimates and may vary by neighborhood, lifestyle, and market conditions.

Frequently asked questions: London vs Munich

Is London or Munich more expensive?
London is more expensive, with a cost of living index of 92 compared with 76 for Munich.
How much cheaper is Munich than London?
Living in Munich is around 17% cheaper than London, based on their overall cost of living indices.
What is the cost of living difference between London and Munich?
London scores 92 out of 100 on our cost of living index, while Munich scores 76 — where New York City equals 100.