🇺🇸Cost of Living in Chicago

United States · Population: 2,693,976 · Cost Index: 78/100

Cost of Living in Chicago

United States · North America

Chicago is the third-most populous city in the United States, located on the shores of Lake Michigan. Known for its bold architecture, deep-dish pizza, and vibrant arts scene, Chicago offers a more affordable urban experience compared to coastal cities.

2,693,976

Population

Cost Index

Safety Index

Quality of Life

Average Monthly Cost: $3,200 (single person, excluding rent)

Estimated monthly budget in Chicago

Typical total monthly cost by household type.

Single person

$3,200

per month

Couple

$4,800

per month

Family of 4

$6,720

per month

Student

$2,400

per month

Estimates based on the average cost of living in Chicago, scaled by household size. Actual costs vary with lifestyle, neighbourhood and housing.

Cost Breakdown

Housing

Avg: $2,587.50

1-Bedroom Apartment (City Center)(per month)

$2,100.00

1-Bedroom Apartment (Outside Center)(per month)

$1,450.00

3-Bedroom Apartment (City Center)(per month)

$4,200.00

3-Bedroom Apartment (Outside Center)(per month)

$2,600.00

Food & Groceries

Avg: $14.69

Meal at Inexpensive Restaurant(per meal)

$20.00

Meal for 2 at Mid-Range Restaurant(per meal)

$85.00

McMeal at McDonald's(per meal)

$10.00

Milk (1 liter)(per liter)

$1.15

Bread (500g loaf)(per loaf)

$3.60

Rice (1 kg)(per kg)

$4.50

Eggs (12)(per dozen)

$4.00

Chicken Breast (1 kg)(per kg)

$12.00

Apples (1 kg)(per kg)

$5.00

Banana (1 kg)(per kg)

$1.65

Transportation

Avg: $22.71

Monthly Public Transit Pass(per month)

$105.00

One-Way Ticket (Local Transport)(per trip)

$2.50

Taxi Start (Normal Tariff)(base fare)

$3.25

Taxi 1km (Normal Tariff)(per km)

$1.80

Gasoline (1 liter)(per liter)

$1.00

Utilities

Avg: $87.67

Basic Utilities (85m² Apt)(per month)

$155.00

Mobile Phone Plan(per month)

$48.00

Internet (60 Mbps+)(per month)

$60.00

Healthcare

Avg: $136.67

Doctor Visit(per visit)

$200.00

Dentist Visit(per visit)

$165.00

Prescription Medicine (avg)(per prescription)

$45.00

Entertainment

Avg: $17.94

Fitness Club Monthly(per month)

$45.00

Cinema Ticket(per ticket)

$15.00

Cappuccino(per cup)

$4.75

Beer (0.5l) at Restaurant(per glass)

$7.00

Clothing

Avg: $57.00

Pair of Jeans (Levi's)(per pair)

$48.00

Summer Dress (Chain Store)(per item)

$38.00

Running Shoes (Nike, Adidas)(per pair)

$85.00

Popular Chicago comparisons

Chicago vs New York Chicago vs Los Angeles Chicago vs Houston Chicago vs Phoenix Chicago vs London Chicago vs Tokyo Chicago vs Singapore Chicago vs Dubai

Frequently asked questions about Chicago

Is Chicago expensive to live in?

Chicago has a cost of living index of 78 out of 100, where New York City scores 100. This makes it relatively expensive compared with most cities we track.

How much money do you need to live in Chicago?

A single person needs an estimated $3,200 per month to live in Chicago, covering rent, food, transport and other essentials. A family or a more comfortable lifestyle will cost more.

What is the cost of living index in Chicago?

Chicago's cost of living index is 78 out of 100. The index is relative to New York City (100), so a score of 50 means overall costs are roughly half those of New York.

What is quality of life like in Chicago?

Chicago scores 58 out of 100 for quality of life and 42 out of 100 for safety in our index.

Data & sources

As an independent cross-check, the World Bank puts the overall price level in United States at 100 relative to the United States (=100) in 2024. View source

Cost figures on this site are independent estimates, cross-referenced with public data sources including World Bank, Numbeo, Eurostat, OECD.