🇺🇸Cost of Living in San Francisco

United States · Population: 873,965 · Cost Index: 96/100

Cost of Living in San Francisco

United States · North America

San Francisco is a cultural and financial center in Northern California, known for its iconic Golden Gate Bridge, steep hills, and vibrant tech industry. The city is one of the most expensive in the US, driven by its booming tech sector and limited housing supply.

873,965

Population

Cost Index

Safety Index

Quality of Life

Average Monthly Cost: $4,100 (single person, excluding rent)

Estimated monthly budget in San Francisco

Typical total monthly cost by household type.

Single person

$4,100

per month

Couple

$6,150

per month

Family of 4

$8,610

per month

Student

$3,080

per month

Estimates based on the average cost of living in San Francisco, scaled by household size. Actual costs vary with lifestyle, neighbourhood and housing.

Cost Breakdown

Housing

Avg: $3,950.00

1-Bedroom Apartment (City Center)(per month)

$3,200.00

1-Bedroom Apartment (Outside Center)(per month)

$2,400.00

3-Bedroom Apartment (City Center)(per month)

$6,200.00

3-Bedroom Apartment (Outside Center)(per month)

$4,000.00

Food & Groceries

Avg: $18.09

Meal at Inexpensive Restaurant(per meal)

$25.00

Meal for 2 at Mid-Range Restaurant(per meal)

$105.00

McMeal at McDonald's(per meal)

$13.00

Milk (1 liter)(per liter)

$1.40

Bread (500g loaf)(per loaf)

$4.50

Rice (1 kg)(per kg)

$5.20

Eggs (12)(per dozen)

$5.00

Chicken Breast (1 kg)(per kg)

$14.00

Apples (1 kg)(per kg)

$5.80

Banana (1 kg)(per kg)

$2.00

Transportation

Avg: $21.51

Monthly Public Transit Pass(per month)

$98.00

One-Way Ticket (Local Transport)(per trip)

$2.50

Taxi Start (Normal Tariff)(base fare)

$3.50

Taxi 1km (Normal Tariff)(per km)

$2.15

Gasoline (1 liter)(per liter)

$1.40

Utilities

Avg: $102.33

Basic Utilities (85m² Apt)(per month)

$185.00

Mobile Phone Plan(per month)

$52.00

Internet (60 Mbps+)(per month)

$70.00

Healthcare

Avg: $175.00

Doctor Visit(per visit)

$260.00

Dentist Visit(per visit)

$210.00

Prescription Medicine (avg)(per prescription)

$55.00

Entertainment

Avg: $29.31

Fitness Club Monthly(per month)

$85.00

Cinema Ticket(per ticket)

$17.50

Cappuccino(per cup)

$5.75

Beer (0.5l) at Restaurant(per glass)

$9.00

Clothing

Avg: $64.33

Pair of Jeans (Levi's)(per pair)

$55.00

Summer Dress (Chain Store)(per item)

$43.00

Running Shoes (Nike, Adidas)(per pair)

$95.00

Popular San Francisco comparisons

San Francisco vs New York San Francisco vs Los Angeles San Francisco vs Chicago San Francisco vs Houston San Francisco vs London San Francisco vs Tokyo San Francisco vs Singapore San Francisco vs Dubai

Frequently asked questions about San Francisco

Is San Francisco expensive to live in?

San Francisco has a cost of living index of 96 out of 100, where New York City scores 100. This makes it one of the most expensive cities we track.

How much money do you need to live in San Francisco?

A single person needs an estimated $4,100 per month to live in San Francisco, covering rent, food, transport and other essentials. A family or a more comfortable lifestyle will cost more.

What is the cost of living index in San Francisco?

San Francisco's cost of living index is 96 out of 100. The index is relative to New York City (100), so a score of 50 means overall costs are roughly half those of New York.

What is quality of life like in San Francisco?

San Francisco scores 63 out of 100 for quality of life and 45 out of 100 for safety in our index.

Data & sources

As an independent cross-check, the World Bank puts the overall price level in United States at 100 relative to the United States (=100) in 2024. View source

Cost figures on this site are independent estimates, cross-referenced with public data sources including World Bank, Numbeo, Eurostat, OECD.